Privacy Policy

1. Introduction

Biz x Factor(“we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website https://bizxfactor.com/. This Privacy Policy complies with the Information Technology Act, 2000 (IT Act) and the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011 (SPDI Rules) of India, and takes into consideration the principles of international data protection regulations, including the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA). Please read this Privacy Policy carefully. By using the Site, you consent to the practices described in this policy.

2. Information We Collect

We may collect the following types of information from you:

• Personal Information:
  • Information You Provide Directly: This includes information you provide when you contact us through the contact form, subscribe to our newsletter, leave comments on articles, or create an account (if applicable). This may include your name, email address, and any other information you choose to provide.
    • Purpose of Collection: We collect this information to respond to your inquiries, provide you with the newsletter (if subscribed), allow you to participate in discussions through comments, and manage your account (if applicable).
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  • Comments and Public Posts: Any information you post in comments or other public areas of the Site becomes public and may be viewed by others. Exercise caution when sharing personal information in public areas.
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• Automatically Collected Information:
  • Log Data: Our servers automatically record information (“Log Data”) created by your use of the Site. Log Data may include information such as your IP address, browser type, operating system, the referring web page, pages visited, location, your mobile carrier, device information, search terms, and cookie information.
    • Purpose of Collection: We collect this data to analyze website traffic, understand user behavior, improve the Site’s performance, and prevent fraud and abuse.
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  • Cookies and Similar Technologies: We use cookies, web beacons, and similar technologies to collect information about your browsing activities. Cookies are small data files stored on your device that help us improve the Site and personalize your experience. We use both session cookies (which expire when you close your browser) and persistent cookies (which remain on your device for a set period).
    • Types of Cookies Used:
      • Essential Cookies: Necessary for the Site to function properly (e.g., remembering your login details).
      • Analytics Cookies: Help us understand how visitors use the Site (e.g., Google Analytics cookies).
      • Advertising Cookies: Used to show you relevant ads (if applicable – specify which ad networks).
      • Functional Cookies: Enable enhanced functionality and personalization (e.g., remembering your preferences).
    • Cookie Consent: We obtain your consent to use non-essential cookies through a cookie banner displayed upon your first visit to the Site. You can manage your cookie preferences at any time by [Link to Cookie Settings Page/Instructions].

• Analytics: We use third-party analytics tools (e.g., Google Analytics) to help us measure traffic and usage trends for the Site. These tools collect information sent by your browser as part of a web page request, including your IP address or cookies.

3. Lawful Basis for Processing 

If you are located in the European Economic Area (EEA), our lawful bases for processing your personal information are as follows:

• Consent: We rely on your consent to send you marketing communications and to use non-essential cookies. You have the right to withdraw your consent at any time.
• Legitimate Interests: We rely on our legitimate interests to provide, maintain, and improve the Site, to analyze website traffic, and to prevent fraud and abuse. We have carefully balanced our legitimate interests against your rights and freedoms.
• Contract: We process your personal data where it is necessary for the performance of a contract with you (e.g., if you create an account with us).
• Legal Obligation: We may process your personal data to comply with legal obligations.

4. How We Use Your Information

We may use the information we collect for the following purposes:

• To provide, maintain, and improve the Site.
• To personalize your experience on the Site.
• To respond to your inquiries and requests.
• To send you newsletters and other marketing communications (if you have subscribed). You can opt out of receiving these communications at any time by clicking the “unsubscribe” link in the email.
• To monitor and analyze usage trends and preferences.
• To detect, prevent, and address technical issues, security breaches, or fraud.
• To comply with legal obligations.
• To administer contests, promotions, surveys, or other site features.
• To display targeted advertising (See Section 7).

5. How We Share Your Information

We may share your information with the following categories of recipients:

• Service Providers: We may share information with third-party service providers who assist us with website hosting, data analysis, email delivery, marketing, and other services. These service providers are contractually obligated to protect your information and only use it for the purposes we specify. 
• Business Partners: We may share information with our business partners to offer you certain products, services, or promotions (if applicable).
• Affiliates: We may share information with our affiliates (companies under common control with us).
• Legal Authorities: We may disclose your information if required to do so by law or in response to valid requests by public authorities.
• Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of the transaction.
• With Your Consent: We may share your information with your consent or at your direction.
• Aggregated or Anonymized Data: We may share aggregated or anonymized data that does not directly identify you with third parties for various purposes, including analytics, research, and marketing.

6. Data Security

We take reasonable measures to protect your information from unauthorized access, use, or disclosure. However, no method of transmission over the Internet or method of electronic storage is completely secure. Therefore, we cannot guarantee the absolute security of your information.

7. Advertising

We may use third-party advertising companies to display advertisements on our Site. These companies may use cookies, web beacons, and other tracking technologies to collect information about your visits to our Site and other websites in order to provide advertisements about goods and services of interest to you. This information may include your IP address, web browser, pages viewed, time spent on pages, links clicked, and conversion information.

• Targeted Advertising: We may use this information to show you ads that are more relevant to your interests.
• Advertising Partners
• Opting Out: You can opt out of targeted advertising from many ad networks by visiting the following websites:
  • Digital Advertising Alliance: http://www.aboutads.info/choices/
  • Network Advertising Initiative: http://www.networkadvertising.org/choices/

8. Data Retention

We will retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

9. Children’s Privacy

Our Site is not directed to children under the age of 16. We do not knowingly collect personal information from children under 16. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us. If we become aware that we have collected personal information from a child under 16, we will take steps to delete that information. 

10. International Data Transfers

Your information may be transferred to and maintained on servers located outside of your country of residence. The data protection laws in these countries may differ from those in your jurisdiction. By using the Site, you consent to the transfer of your information to these locations.

11. Your Rights

You have the following rights regarding your personal information:

• Access: You have the right to access the personal information we hold about you.
• Rectification: You have the right to have inaccurate personal information corrected.
• Erasure: You have the right to have your personal information erased (the “right to be forgotten”).
• Restriction of Processing: You have the right to restrict the processing of your personal information.
• Data Portability: You have the right to receive your personal information in a structured, commonly used, and machine-readable format and to transmit that data to another controller.
• Objection: You have the right to object to the processing of your personal information.
• Withdraw Consent: If we are processing your personal information based on your consent, you have the right to withdraw your consent at any time.
• Right to Complain: You have the right to lodge a complaint with a supervisory authority in your country of residence.

To exercise these rights, please contact us using the information in Section 14. We will respond to your request.

12. CCPA Compliance (If Applicable)

If you are a California resident, you have the following rights under the California Consumer Privacy Act (CCPA):

• Right to Know: You have the right to know what personal information we collect about you, the sources, the purposes, and the categories of third parties with whom we share it.
• Right to Delete: You have the right to request the deletion of your personal information.
• Right to Opt-Out of Sale: If we sell your personal information (as defined by the CCPA), you have the right to opt-out. We do not currently sell your personal information. Non-Discrimination: We will not discriminate against you for exercising your CCPA rights.

To exercise these rights, please contact us using the information in Section 14.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will post any changes on this page and update the “Effective Date” at the top. We encourage you to review this Privacy Policy periodically. Your continued use of the Site after any changes indicates your acceptance of the updated Privacy Policy.

14. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

bizxfactor4@gmail.com